Crypto.com Review (September 2026)
Verdict: People who want a crypto debit card and in-app rewards in one place. Not ideal for anyone who dislikes tying the best perks to staking the CRO token.
Crypto.com runs a spread-priced consumer app, a separate order-book exchange, and Visa debit cards. It is headquartered in Singapore.
- Taker fee (entry tier)
- 0.5%
- Cost of a $1,000 buy
- $6.00
- Assets
- 350+ assets
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Crypto.com fees
Crypto.com Exchange base tier (0.25% maker / 0.50% taker), with discounts for CRO stakers. The Crypto.com App, which most people use, builds a spread into the quoted price instead.
- Maker fee
- 0.25%
- Taker fee
- 0.5%
- USD deposit
- Free by bank transfer
- BTC withdrawal
- Network fee (shown before you confirm)
- ETH withdrawal
- Network fee (shown before you confirm)
- USD withdrawal
- Varies by method
What a $100 and $1,000 buy cost on Crypto.com
Crypto.com Exchange market order, base tier. Taker fee plus our assumed 0.10% spread. Buying in the Crypto.com App instead uses a spread that is usually wider.
| Buy | Fee | Spread | Flat fee | Total cost |
|---|---|---|---|---|
| $100 | $0.50 | $0.10 | $0.00 | $0.60 (0.6%) |
| $1,000 | $5.00 | $1.00 | $0.00 | $6.00 (0.6%) |
Excludes withdrawal network fees. See how every exchange compares in the cost comparison.
Pros and cons
Pros
- Visa debit card with crypto rewards (tiers depend on CRO staked)
- Large asset selection
- Order-book exchange with published maker/taker fees
Cons
- The app prices trades with a spread, not a visible fee
- Best card and fee perks require locking up CRO
- January 2022 account breach (about $34M, users reimbursed)
- Card benefits have been cut several times
Features and availability
- Spot trading: yes
- Margin trading: yes
- Futures: no
- Staking: yes
- Lend out your crypto: no
- Debit card: yes
- Rewards / Earn: yes
- NFT marketplace: yes
- Advanced charts: yes
- API access: yes
Availability: Most US states and many other countries; the order-book exchange and some products vary by region.
Fiat currencies: USD, EUR, GBP, CAD, AUD, SGD
Our editorial score: 6/10
An editorial judgement against our published methodology, not a user rating. Sponsorship does not affect it.
- Regulation
- 2/3
- Security record
- 2/3
- Transparency
- 1/2
- Cost clarity
- 1/2
Crypto.com vs Binance.US
| Feature | Crypto.com | Binance.US |
|---|---|---|
| Editorial score | 6/10 | 6/10 |
| Maker / taker fee | 0.25% / 0.5% | 0% / 0.02% |
| Modelled cost of a $100 buy | $0.60 (0.6%) | $0.12 (0.12%) |
| Modelled cost of a $1,000 buy | $6.00 (0.6%) | $1.20 (0.12%) |
| How the buy is priced | Crypto.com Exchange market order, base tier | Binance.US market order |
| Assets | 350+ assets | 150+ assets |
| Headquarters | Singapore | United States |
| Founded | 2016 | 2019 |
| Staking | Yes | Yes |
| Margin / futures | Yes / No | No / No |
| Debit card | Yes | No |
| Availability | Most US states and many other countries; the order-book exchange and some products vary by region. | US only, and not in every state. Check the Binance.US state list before signing up. |
| Best for | People who want a crypto debit card and in-app rewards in one place. | Cost-sensitive US traders in supported states who place their own limit orders. |
Shaded rows differ. Read the full Binance.US review.
Crypto.com FAQ
Is Crypto.com safe?
Crypto.com gets 6/10 on our editorial score (regulation 2/3, security 2/3, transparency 1/2, cost clarity 1/2). Worth knowing: January 2022 account breach (about $34M, users reimbursed). No exchange is as safe as holding your own keys, so move savings to a hardware wallet.
What are Crypto.com's fees?
Crypto.com Exchange base tier (0.25% maker / 0.50% taker), with discounts for CRO stakers. The Crypto.com App, which most people use, builds a spread into the quoted price instead. In our model a $100 buy costs about $0.60 and a $1,000 buy about $6.00 (crypto.com exchange market order, base tier), before withdrawal network fees.
Is Crypto.com available in my state or country?
Most US states and many other countries; the order-book exchange and some products vary by region.
Who is Crypto.com best for?
People who want a crypto debit card and in-app rewards in one place. It is not ideal for: anyone who dislikes tying the best perks to staking the CRO token.
Sources
Facts on this page were checked on against these public pages. Fees and product lineups change often; always confirm on the provider's own site.
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Information only, not financial advice. Facts checked Sep 23, 2026.