Gemini Review (September 2026)
SponsoredVerdict: Buyers who put regulatory status first and trade infrequently. Not ideal for anyone focused on low fees: entry-tier taker fees are among the highest here.
Gemini is a New York-regulated exchange founded by the Winklevoss twins. It listed on Nasdaq (GEMI) in September 2025.
Sponsored: Gemini has a paid placement on this site. It does not change the editorial score, the facts on this page, or where it appears when you sort the comparison.
- Taker fee (entry tier)
- 1.2%
- Cost of a $1,000 buy
- $13.00
- Assets
- About 100 assets
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Gemini fees
ActiveTrader entry tier as reported for September 2026 (0.60% maker / 1.20% taker). Gemini also weighs balances held when setting your tier. Third-party figures conflict, so check the official schedule before trading.
- Maker fee
- 0.6%
- Taker fee
- 1.2%
- USD deposit
- Free by bank transfer
- BTC withdrawal
- Network fee (shown before you confirm)
- ETH withdrawal
- Network fee (shown before you confirm)
- USD withdrawal
- Varies by method
What a $100 and $1,000 buy cost on Gemini
Gemini ActiveTrader market order, entry tier. Taker fee plus our assumed 0.10% spread. Buys in the simple Gemini app are priced differently.
| Buy | Fee | Spread | Flat fee | Total cost |
|---|---|---|---|---|
| $100 | $1.20 | $0.10 | $0.00 | $1.30 (1.3%) |
| $1,000 | $12.00 | $1.00 | $0.00 | $13.00 (1.3%) |
Excludes withdrawal network fees. See how every exchange compares in the cost comparison.
Pros and cons
Pros
- New York trust charter and SOC 2 audits
- Publicly listed since September 2025, so financials are public
- Gemini credit card with crypto rewards
Cons
- High entry-tier ActiveTrader fees (reported 0.60% / 1.20%)
- Gemini Earn froze in November 2022 when partner Genesis halted withdrawals; users were repaid in 2024 and Earn is discontinued
- Smaller asset selection than the largest exchanges
Features and availability
- Spot trading: yes
- Margin trading: no
- Futures: no
- Staking: yes
- Lend out your crypto: no
- Debit card: no
- Rewards / Earn: no
- NFT marketplace: no
- Advanced charts: yes
- API access: yes
Availability: Across the US and in a list of other countries; some products vary by region.
Fiat currencies: USD, EUR, GBP, CAD, AUD, SGD
Our editorial score: 8/10
An editorial judgement against our published methodology, not a user rating. Sponsorship does not affect it.
- Regulation
- 3/3
- Security record
- 2/3
- Transparency
- 2/2
- Cost clarity
- 1/2
Gemini vs Coinbase
| Feature | Gemini | Coinbase |
|---|---|---|
| Editorial score | 8/10 | 8/10 |
| Maker / taker fee | 0.6% / 1.2% | 0.5% / 0.9% |
| Modelled cost of a $100 buy | $1.30 (1.3%) | $1.99 (1.99%) |
| Modelled cost of a $1,000 buy | $13.00 (1.3%) | $19.90 (1.99%) |
| How the buy is priced | Gemini ActiveTrader market order, entry tier | Coinbase app, simple buy by bank transfer |
| Assets | About 100 assets | 250+ assets |
| Headquarters | United States | United States |
| Founded | 2014 | 2012 |
| Staking | Yes | Yes |
| Margin / futures | No / No | No / Yes |
| Debit card | No | Yes |
| Availability | Across the US and in a list of other countries; some products vary by region. | Across the US and in many other countries; some products (staking, derivatives) vary by state and country. |
| Best for | Buyers who put regulatory status first and trade infrequently. | First-time buyers in the US who want one regulated app with an easy route to lower-fee Advanced orders later. |
Shaded rows differ. Read the full Coinbase review.
Gemini FAQ
Is Gemini safe?
Gemini gets 8/10 on our editorial score (regulation 3/3, security 2/3, transparency 2/2, cost clarity 1/2). Worth knowing: Gemini Earn froze in November 2022 when partner Genesis halted withdrawals; users were repaid in 2024 and Earn is discontinued. No exchange is as safe as holding your own keys, so move savings to a hardware wallet.
What are Gemini's fees?
ActiveTrader entry tier as reported for September 2026 (0.60% maker / 1.20% taker). Gemini also weighs balances held when setting your tier. Third-party figures conflict, so check the official schedule before trading. In our model a $100 buy costs about $1.30 and a $1,000 buy about $13.00 (gemini activetrader market order, entry tier), before withdrawal network fees.
Is Gemini available in my state or country?
Across the US and in a list of other countries; some products vary by region.
Who is Gemini best for?
Buyers who put regulatory status first and trade infrequently. It is not ideal for: anyone focused on low fees: entry-tier taker fees are among the highest here.
Sources
Facts on this page were checked on against these public pages. Fees and product lineups change often; always confirm on the provider's own site.
Reader reviews
Community reviews are coming soon
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Information only, not financial advice. Facts checked Sep 23, 2026.