Uphold Review (September 2026)
Verdict: Converting directly between crypto, metals and currencies in one step. Not ideal for cost-sensitive buyers: the spread makes it one of the most expensive options here.
Uphold is a spread-priced platform for crypto, metals and currencies that publishes a real-time reserves page.
- Taker fee (entry tier)
- 0%
- Cost of a $1,000 buy
- $15.00
- Assets
- 250+ assets
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Uphold fees
No commission, but the spread is typically about 1.4–1.6% for BTC and ETH (wider for smaller coins), plus a flat $0.99 on trades under $500. Most crypto withdrawals carry a $0.99 fee plus the network fee.
- Maker fee
- 0%
- Taker fee
- 0%
- USD deposit
- Free by bank transfer
- BTC withdrawal
- Network fee (shown before you confirm)
- ETH withdrawal
- Network fee (shown before you confirm)
- USD withdrawal
- Free by bank transfer
What a $100 and $1,000 buy cost on Uphold
Uphold market buy. We model a 1.5% spread for BTC plus the $0.99 flat fee on trades under $500, as publicly reported in 2026.
| Buy | Fee | Spread | Flat fee | Total cost |
|---|---|---|---|---|
| $100 | $0.00 | $1.50 | $0.99 | $2.49 (2.49%) |
| $1,000 | $0.00 | $15.00 | $0.00 | $15.00 (1.5%) |
Excludes withdrawal network fees. See how every exchange compares in the cost comparison.
Pros and cons
Pros
- Any-to-any trades (crypto, metals, currencies)
- Publishes a real-time reserves/transparency page
- Recurring buys ("Autopilot")
Cons
- Spread of roughly 1.4–1.6% on BTC plus $0.99 on trades under $500
- Few advanced trading tools
- Faced a 2025 New York Attorney General action over its past promotion of Cred
Features and availability
- Spot trading: yes
- Margin trading: no
- Futures: no
- Staking: yes
- Lend out your crypto: no
- Debit card: yes
- Rewards / Earn: no
- NFT marketplace: no
- Advanced charts: no
- API access: yes
Availability: Most US states and many other countries.
Fiat currencies: USD, EUR, GBP
Our editorial score: 6/10
An editorial judgement against our published methodology, not a user rating. Sponsorship does not affect it.
- Regulation
- 1/3
- Security record
- 2/3
- Transparency
- 2/2
- Cost clarity
- 1/2
Uphold vs Binance.US
| Feature | Uphold | Binance.US |
|---|---|---|
| Editorial score | 6/10 | 6/10 |
| Maker / taker fee | 0% / 0% | 0% / 0.02% |
| Modelled cost of a $100 buy | $2.49 (2.49%) | $0.12 (0.12%) |
| Modelled cost of a $1,000 buy | $15.00 (1.5%) | $1.20 (0.12%) |
| How the buy is priced | Uphold market buy | Binance.US market order |
| Assets | 250+ assets | 150+ assets |
| Headquarters | United States | United States |
| Founded | 2015 | 2019 |
| Staking | Yes | Yes |
| Margin / futures | No / No | No / No |
| Debit card | Yes | No |
| Availability | Most US states and many other countries. | US only, and not in every state. Check the Binance.US state list before signing up. |
| Best for | Converting directly between crypto, metals and currencies in one step. | Cost-sensitive US traders in supported states who place their own limit orders. |
Shaded rows differ. Read the full Binance.US review.
Uphold FAQ
Is Uphold safe?
Uphold gets 6/10 on our editorial score (regulation 1/3, security 2/3, transparency 2/2, cost clarity 1/2). Worth knowing: Faced a 2025 New York Attorney General action over its past promotion of Cred. No exchange is as safe as holding your own keys, so move savings to a hardware wallet.
What are Uphold's fees?
No commission, but the spread is typically about 1.4–1.6% for BTC and ETH (wider for smaller coins), plus a flat $0.99 on trades under $500. Most crypto withdrawals carry a $0.99 fee plus the network fee. In our model a $100 buy costs about $2.49 and a $1,000 buy about $15.00 (uphold market buy), before withdrawal network fees.
Is Uphold available in my state or country?
Most US states and many other countries.
Who is Uphold best for?
Converting directly between crypto, metals and currencies in one step. It is not ideal for: cost-sensitive buyers: the spread makes it one of the most expensive options here.
Sources
Facts on this page were checked on against these public pages. Fees and product lineups change often; always confirm on the provider's own site.
Reader reviews
Community reviews are coming soon
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Information only, not financial advice. Facts checked Sep 23, 2026.